The only personal finance book you will ever need!

It is never too late, or too early, to become more intentional about your finances. Unexpected life events can severely expose the financial vulnerability of individuals and households who are ill-prepared. Not having a comprehensive financial plan in place can cause severe, long-lasting, if not permanent, damage to your personal wealth and dreams of a carefree retirement.

This book serves as a quick but comprehensive reference guide that provides the necessary insights into each area of your finances at every stage of your life. It will assist you with self-reflection checkpoints to avoid financial catastrophe due to unexpected economic challenges while maximising your wealth potential. It will help you to construct a sound personal financial plan with or without the assistance of a financial advisor and to identify your money personality, because only by understanding what money means to you will you be better able to manage it.

Applying the principles contained in this guide is guaranteed to improve your chances of achieving your financial goals. It will assist you with living a life of purpose and meaning and to leave a lasting legacy as you travel financially secure along your life’s journey.

How does the South African economy work? Why do macroeconomic variables change? So what if they do? What happens next? How do economic processes and policy institutions really work? Which data must I use? What can policy do? And then the big questions: How can we reduce unemployment and maintain low inflation? What then about poverty, inequality, inclusive growth and development in South Africa?

The answers are found in How to think and reason in Macroeconomics – A South African text, a popular university textbook with very positive feedback from students, lecturers and practitioners. This fifth edition is completely up-to-date and comprehensive. It combines well-informed intuitive understanding with solid economic theory plus a concrete understanding of South African economic issues, processes, institutions and data. In this way it prepares you to analyse macroeconomic events and policies in a globalised and development context – and understand different perspectives in policy and political-economic debates.

Key features:

• Accessible analysis, theory and diagrams, combining intuitive understanding and sophisticated analysis.
• A choice of learning routes with different levels of difficulty and mathematics.
• Real-world economic reasoning skills, not dry theory.
• Online animations that provide unique insights into macroeconomic fluctuations and shocks.
• Explicit continuous focus on South Africa as an open economy in an African and global context shaped by China, Trump’s trade wars and Brexit.
• Theoretical and policy analysis of unemployment, inflation, low growth and inclusive growth, as well as the National Development Plan.
• Analytical case studies of the global financial crisis, quantitative easing, the Euro crisis and the Eskom crisis.
• First-hand, freshly updated insights into how South African policy institutions, processes and instruments work.
• Clear guides to access relevant South African data sources, with useful data tips.
• Thorough integration of the structural social and economic realities (notably inequality and poverty) of South Africa as a middle-income country.
• Incorporation of broader considerations such as human development, inclusive growth and sustainable development.

Air-fryer queen Louisa Holst knows what the market needs and is back with a bang – featuring delicious meals ready in just 30 minutes! Enjoy lip-smacking Biryani chicken salad, zesty Hake and jalapeño bake, Pork chops with roasted chakalaka and flavour-packed samp and beans sausage stew. This book delivers bold flavors with minimal effort. And to finish on a sweet note? Yes, there are delectable desserts too – all prepared in just 30 minutes!

Verken die wêreld van lugbraaiers met celeb-sjef Herman Lensing en ontdek hoekom dié veelsydige toestel jou nuwe beste vriend is.

This up-to-date, comprehensive, user-friendly and accessible series has been written by key thinkers in Media Studies locally and from abroad.

Media Studies encompasses the systematic, critical and analytical study of the media, in all its forms, and sees the media as one of the most important generators and disseminators of meaning in contemporary society. Media Studies investigates who owns the media, who produces the media, media content and the users of the media. It investigates the power relationships between the media and politics, culture, economy, society, and above all, the relationship between the media and democracy.

Contents Include:
• A history of the South African media
• A macro history of the media in Africa
• Theoretical approaches to mass communication and media research
• The functions and effects of the media in society
• Media culture/media and culture
• The ideological power of the media
• The media as public sphere in contemporary society
• The impact of globalisation and communication technology on media and media communication.

Brown girls are risk takers, move makers and planet shakers. We can be scientists, artists, engineers or any other kind of pioneer. Brown girls are brave, we follow the example of others. Women who came before us - our sisters and mothers. Empowering and inspiring, Wonderfully made is a book of positive affirmations for brown girls of all shades, sizes and shapes. This book teaches girls to not only embrace, but to truly celebrate their unique appearance and talents while encouraging them to dream big and to be creative. Build confidence and resilience from a young age with easy-to-follow rhyming text and bright inclusive illustrations that reflect proudly South African children.

This is a journey through the winelands of France, Sicily, Spain and South Africa told through the voices of the Oddo family and their winemaking partners, pausing to savour local culinary delights and sharing regional recipes and flavours.

Words are spoken from the heart, while the soul of each destination is revealed through enticing visuals and gorgeous food photography.

A book for the traveller, the connoisseur and everyone interested in a taste of the extraordinary world of food and wine.

This book is ideal for teachers and parents! Teachers will be able to use the book in the classroom as it contains more than 50 texts in the following categories: comprehension tests, visual texts, listening tests and summaries. Parents will also be able to buy the book to use as an additional resource at home or for homeschool use.

One morning, a stranger arrives in the town of Golden. No one knows who he is or where he came from…

His name is Theo and he's arrived there by chance – or has he? He visits the local coffeehouse, where ninety-two pencil portraits hang on the walls, portraits by a local artist of the people of Golden. He begins purchasing them, one at a time, and putting them back in the hands of their 'rightful owners'. With each exchange, a story is told, a friendship born, and a life altered.

A story of seeing and being seen, Theo of Golden is a beautifully crafted novel about the power of creative generosity, the importance of wonder to a purposeful life, and the invisible threads of kindness that bind us to one another.

Originally published in 2023.

Op 17 Desember spoel die lyk van Ernst Richter oop in die duine anderkant Parklands — dié Ernst Richter, berugte internet-entrepreneur, baas van die omstrede webwerf Alibi.co.za wat ’n maand gelede so onverklaarbaar en sensasioneel verdwyn het.

Selfs in normale omstandighede sou die Valke Bennie Griessel en Vaughn Cupido gesukkel het – by Alibi.co.za lieg almal soos tannetrekkers. Maar omstandighede is nie normaal nie. Want Griessel het weer aan die suip gegaan. En Cupido is verlief. Op een van die hoofverdagtes.

En op 24 Desember begin ’n jong wynboer bieg voor ’n advokaat in Kaapstad, wat die hele saak op sy kop keer. Kersfees sal nooit weer dieselfde wees nie.

April of 2022 marks a 25-year milestone for the personal finance classic Rich Dad Poor Dad that still ranks as the #1 Personal Finance book of all time. And although 25 years have passed since Rich Dad Poor Dad was first published, readers will find that very little in the book itself has changed — and for good reason. While so much in our world is changing a high speed, the lessons about money and the principles of Rich Dad Poor Dad haven’t changed. Today, as money continues to play a key role in our daily lives, the messages in Robert Kiyosaki’s international bestseller are more timely and more important than ever.

While there is a milestone to commemorate — and a new section in the book on Why Milestones Are Important — preserving the integrity of the original content is testimony to the fact that this book has truly stood the test of time. The sidebars throughout the book (that were updated for the 20-year anniversary edition) have been updated again, but the core principles that parents and grandparents — those who embraced Robert’s story and messages 25 years ago — are sharing them with new generations who have found that its timeless wisdom and no-nonsense lessons can be applied to anyone’s life and their vision for a future that includes taking control of their finances.

People of all cultures and countries celebrate milestones. We use them to measure time, mark progress, reflect on the lessons we’ve learned, and celebrate accomplishments… and they give meaning to our life’s journey. They are a way that we integrate past, present, and future… looking back at where we started, where we are today… and the promise of all that the future can hold.

In the quarter century that has passed since Rich Dad Poor Dad was first published — 25 years since April 8, 1997 — so many things in our world have changed. But the one thing that has not changed is the pressing need for and the power of financial education. Money is still a mainstay of our lives, like it or not, and technology has brought both speed and innovations to the world of money. In an ever-changing world, we can all still get smarter when it comes to money… and learn as much as we can to secure our future.

Today Rich Dad Poor Dad consistently ranks among bestsellers around the world in the categories of Personal Finance, Parenting, and Investing, has been translated into 38 languages, and has sold more than 40 million copies worldwide.

Rich Dad Poor Dad is Robert's story of growing up with two dads — his real father and the father of his best friend, his rich dad — and the ways in which both men shaped his thoughts about money and investing. The book explodes the myth that you need to earn a high income to be rich and explains the difference between working for money and having your money work for you.

In many ways, the messages of Rich Dad Poor Dad, messages that were challenged and criticized 25 ago, are more meaningful, relevant, and important today than ever.

Rich Dad Poor Dad...

• Explodes the myth that you need to earn a high income to become rich
• Challenges the belief that your house is an asset
• Shows parents why they can't rely on the school system to teach their kids about money
• Defines once and for all an asset and a liability
• Teaches you what to teach your kids about money for their future financial success

The Japanese phenomenon that teaches us the simple yet profound lessons required to liberate our real selves and find lasting happiness.

The Courage to be Disliked shows you how to unlock the power within yourself to become your best and truest self, change your future and find lasting happiness. Using the theories of Alfred Adler, one of the three giants of 19th century psychology alongside Freud and Jung, the authors explain how we are all free to determine our own future free of the shackles of past experiences, doubts and the expectations of others. It's a philosophy that's profoundly liberating, allowing us to develop the courage to change, and to ignore the limitations that we and those around us can place on ourselves.

The result is a book that is both highly accessible and profound in its importance. Millions have already read and benefited from its wisdom. Now that The Courage to be Disliked has been published for the first time in English, so can you.

Have you ever wondered how wealthy people actually made their first million? Here is a simple, easy-to-follow book that shows how various people have made their money in their own unique way, helping you to find a method that will assist you in making your first million and gaining financial freedom.

We would all like to reach a stage where we are able to live off the income from our savings and investments. Sadly, very few people ever get there. But now there is help at hand: this highly accessible book is aimed at anyone who wants to learn how to make their first million in savings. It provides real examples of ordinary people who have reached their financial goals and explains how you can do the same, and offers practical ways of setting goals and keeping yourself motivated to achieve them, especially in tough times.

How To Make Your First Million furnishes people from all walks of life with practical information on how to achieve financial freedom in a range of different ways, and shows that it is possible for everyone to be financially free.

This book is ideal for teachers and parents! Teachers will be able to use the book in the classroom as it contains more than 50 texts in the following categories: comprehension tests, visual texts, listening tests and summaries. Parents will also be able to buy the book to use as additional resource at home or for homeschool use.

An essential companion to the inspirational classic The Alchemist, filled with timeless stories of reflection and rediscovery.

From one of the greatest writers of our age comes a collection of stories and parables unlocking the mysteries of the human condition. Gathered from Paulo Coelho’s daily column of the same name, Maktub, meaning “it is written,” invites seekers on a journey of faith, self-reflection, and transformation. As Paulo Coelho explains, ‘Maktub is not a book of advice—but an exchange of experiences.’

Each story offers an illuminated path to see life and the lives of our fellow people around the world in new ways, allowing us to tap into universal truths about our collective and individual humanity. As Coelho writes, ‘a man who seeks only the light, while shirking his responsibilities, will never find illumination. And one who keep his eyes fixed upon the sun . . . ends up blind.’ In these wise tales akin to Zen koans and other mysteries of the universe, there are talking snakes, old women climbing mountains, disciples querying their masters, Buddha in dialogue, mysterious hermits, and many saints.

Following the path of his previous internationally bestselling works, this thoughtful collection of short, inspirational pieces, introduced in a foreword by the author and illustrated with black-and-white line art throughout, will engage seekers of all ages and backgrounds.

For the first time in twenty-five years, a group of friends gathers to celebrate Adriaan’s seventieth birthday.

One by one, the guests arrive at Adriaan and Yvette’s beach house on the West Coast. Some bring their children and the exuberant laughter of their grandchildren with them. In the years since they last saw each other, some have had to say goodbye to life partners and dreams; others have found new love and meaning. And then there’s Yvette, who can’t yet bring herself to tell everyone about her journey.

Still Breathing is a highly readable novel about friendships that have endured through the years. Marita van der Vyver writes with her characteristic wit and flair about people who have been displaced, the complex relationship between parent and child, and the toll that time takes on being human.

The carnivore diet has been touted as a revolutionary, radical new approach to health, healing and fat loss. In truth, it’s simply a powerful, stripped-down form of ketogenic eating: essentially zero-carb, nutrient-dense, free from junk and refreshingly simple.

Chances are you’ve already heard about it, seen a few videos, or even know someone who’s tried it. But what should be an easy and effective lifestyle has become clouded by extremes. The best approach depends on your own unique biology, lifestyle and goals. And Living the Ultimate Carnivore Lifestyle is here to help you figure out what that is.

It’s a practical, adaptable guide designed to give you the tools and confidence to take control. Whether you want to reduce inflammation, heal your relationship with food, improve mental clarity or lose fat, this book will help you build a lifestyle that works for you.

Part 1 elaborates on strict carnivore, relaxed carnivore and ketovore and how to find the right fit. It gives clear advice on creating a sustainable lifestyle with a complete four-phase implementation guide. It shows how to identify food triggers and answers questions on cholesterol, insulin, fibre and plant toxins, and teaches how to handle social pressure.

Part 2 has easy-to-follow meal plans and shopping lists, while Parts 3 and 4 provide over 80 recipes to take the guesswork out of your journey, and a bonus entertainer menu for social occasions.

Spreekwoorde En Ander Segswyses is ’n handige naslaanwerk vir Afrikaanse en Engelse gebruikers.

Spreekwoorde En Ander Segswyses bevat:

• 10 765 spreekwoorde en segswyses
• 1400 nuwe spreekwoorde en segswyses
• interessante inligting oor en verklarings en vertaalekwivalente vir die spreekwoorde en segswyses

The founder of the first female-focused recovery program offers a groundbreaking look at alcohol and a radical new path to sobriety.

We live in a world obsessed with drinking. We drink at baby showers and work events, brunch and book club, graduations and funerals. Yet no one ever questions alcohol’s ubiquity—in fact, the only thing ever questioned is why someone doesn’t drink. It is a qualifier for belonging and if you don’t imbibe, you are considered an anomaly. As a society, we are obsessed with health and wellness, yet we uphold alcohol as some kind of magic elixir, though it is anything but.

When Holly Whitaker decided to seek help after one too many benders, she embarked on a journey that led not only to her own sobriety, but revealed the insidious role alcohol plays in our society and in the lives of women in particular. What’s more, she could not ignore the ways that alcohol companies were targeting women, just as the tobacco industry had successfully done generations before. Fueled by her own emerging feminism, she also realized that the predominant systems of recovery are archaic, patriarchal, and ineffective for the unique needs of women and other historically oppressed people—who don’t need to lose their egos and surrender to a male concept of God, as the tenets of Alcoholics Anonymous state, but who need to cultivate a deeper understanding of their own identities and take control of their lives. When Holly found an alternate way out of her own addiction, she felt a calling to create a sober community with resources for anyone questioning their relationship with drinking, so that they might find their way as well. Her resultant feminine-centric recovery program focuses on getting at the root causes that lead people to overindulge and provides the tools necessary to break the cycle of addiction, showing us what is possible when we remove alcohol and destroy our belief system around it.

Written in a relatable voice that is honest and witty, Quit Like a Woman is at once a groundbreaking look at drinking culture and a road map to cutting out alcohol in order to live our best lives without the crutch of intoxication. You will never look at drinking the same way again.

Practical Professional Cookery is recognised throughout the English-speaking world as the established source of recipes for both students and professionals.

Practical Professional Cookery covers the full range of work from the most basic dishes to those requiring advanced techniques. Each recipe is presented in a stepped, easy-to-follow format. This revised third edition has been updated with the inclusion of more international, particularly Australian, food and terminology.

Features:

• Contains over 2000 recipes
• Introductory notes to each section provide all the necessary background information
• The classic Anglo-French repertoire is complemented by a range of dishes from other national and ethnic cuisines
• This edition includes more international food and terminology
• New sections on shellfish, game, and potatoes

Based on the true story of two girls who fall secretly, deeply, and dangerously in love at boarding school in 19th century York, Learned by Heart is a heartbreakingly gorgeous novel from the bestselling author of Room and The Wonder.

Drawing on years of investigation and Anne Lister’s five-million-word secret journal, Learned by Heart is the long-buried love story of Eliza Raine, an orphan heiress banished from India to England at age six, and Anne Lister, a brilliant, troublesome tomboy, who meet at the Manor School for young ladies in York in 1805 when they are both fourteen.

Emotionally intense, psychologically compelling, and deeply researched, Learned by Heart is an extraordinary work of fiction by one of the world’s greatest storytellers. Full of passion and heartbreak, the tangled lives of Anne Lister and Eliza Raine form a love story for the ages.

You can get happier. And getting there will be the adventure of a lifetime.

In Build the Life You Want, Arthur C. Brooks and Oprah Winfrey invite you to begin a journey toward greater happiness, no matter how challenging your circumstances. Combining their decades of experience studying happiness from every angle, they show you how to improve your life right now - instead of waiting for the outside world to change.

You will learn how to:

• Manage your emotions so they no longer control your outlook and behaviour
• Turn life's inevitable difficulties and challenges into opportunities for growth
• Strengthen your family ties by managing your expectations and building trust
• Create and preserve deep and lasting friendships at any age
• Develop an approach to work that fits your life and brings satisfaction
• Find your inner peace with a spiritual practice

Build the Life You Want introduces you to the cutting-edge science that can change your life, in understandable terms and with actionable strategies. Along the way, Arthur and Oprah share hard-earned wisdom from their own lives and careers. In every page, your happiness skills will grow, and you will learn amazing information you can't wait to share with others. Build the Life You Want is your blueprint for a better life.

Enjoy easy and accessible everyday recipes and discover no-nonsense nutrition info that debunks food myths from social media sensation Nutrition by Kylie.

Registered dietitian and social media star Kylie Sakaida, a.k.a. @NutritionbyKylie, knows how difficult it can be to keep track of the confusing and often conflicting information about nutrition we are barraged with online. Kylie began posting videos on social media to cut through the noise and offer easy-to-understand and relatable evidence-based advice. Now, millions of people trust and follow her for realistic nutrition tips and delicious recipes. In this beautiful, comprehensive cookbook, Kylie has collected her best nutrition tips along with both fan-favorite and brand-new recipes.

Whether you want to change your eating habits and mindset or are just looking for a healthy dinner recipe, So Easy So Good has you covered. Kylie simplifies complex concepts through simple lists, charts, and sidebars. Her recipes and tips emphasize a healthy, balanced mix of protein, carbs, healthy fats, and fiber so you can feel nourished and satisfied. Many of Kylie’s recipes are inspired by the Asian flavors from her upbringing. Some recipes are designed to minimize prep time by using frozen veggies and nutrient-dense convenience foods, while others can be frozen in advance and reheated within minutes for a quick meal.

So Easy So Good is packed with simple, accessible, and nutritional advice throughout, but it’s recipes like Matcha Chia Parfaits, Sriracha Honey Tofu Bowls, Chicken Ranch Naan Pizzas, Thai Fish Curry, and even sweets like Tahini Chocolate Brownies, that will have you coming back to the book again and again.

In a world captivated yet bewildered by artificial intelligence, spiritual icon Deepak Chopra explores AI's untapped potential to unlock the mystery of consciousness, positioning AI not as a threat, but as a powerful catalyst for personal and spiritual growth.

Digital Dharma shows how the most popular, freely available chatbots can serve as guides through every level of human potential – survival and safety, emotional connection, self-worth, abundance, creativity, wisdom and the infinite possibilities of cosmic consciousness.

Featuring personal assessments and practical exercises, Deepak Chopra invites you to explore a relationship with AI not merely as a technological tool, but as a partner in shaping a future where human potential solves pressing global issues and empowers individual growth.

’n Groep vriende kom die eerste keer in vyf-en-twintig jaar bymekaar om Adriaan se sewentigste verjaarsdag te vier.

Een vir een maak die gaste hul opwagting by Adriaan en Yvette se strandhuis in die Weskus. Sommige bring hul kinders en die uitbundige gelag van kleinkinders saam. Sedert hulle mekaar laas gesien het, moes party lewensmaats en drome vaarwel groet; ander het nuwe liefde en betekenis gevind. En dan is daar Yvette wat haarself nie sover kan kry om vir almal van háár reis te vertel nie.

Laaste kans is ’n hoogs leesbare roman oor vriendskap wat die tyd deurstaan het. Marita van der Vyver skryf met haar kenmerkende insig en humor oor ontheemde mense, die komplekse verhouding tussen ouer en kind, en die eise wat die tyd aan menswees stel.